The Lowry Letter®

The Lowry Letter® - 5/26/2022

This week’s letter is a short one, owing to some business travel for The Joes®. We are seeing encouraging signs of stability in the bond market and will discuss more of that next week.

Do you have any questions you would like us to address? Please send them in and we will cover them.

The Lowry Letter® - 5/19/2022

Investment declines remind us that there are many things that we don’t control about the economy and the markets.

What can we do during challenging times?

  • Continue regular investment into appropriately diversified portfolios.
  • Revisit savings levels to make sure you are taking advantage of reduced asset prices.
  • Remember that long-term goals require patience during the rough patches.

Brad McMillan has a helpful post on the subject here. Now to our regularly scheduled programming

The Lowry Letter® - 5/11/2022

We’re going to pause our normal format and speak about recent market volatility. An important concept is “risk premium.” Formally, it is a measure of excess return that is required by an individual to compensate being subjected to an increased level of risk. In simpler terms, it is what you expect to be paid for taking on investment risk.

The Lowry Letter® - 5/5/2022

Our webinar from last week is available at our YouTube channel. We cover a number of topics and fortunately, the information is still pretty current!

The Lowry Letter® - 4/27/2022

Given the recent volatility in the markets, we decided to schedule a live webinar on Thursday, April 28, at 4pm.

Here is the link to register:

A recording will be made available afterward for those who can’t attend live. Please send any questions to [email protected]

The Lowry Letter® - 4/21/2022

We are planning our next live “Ask the Joes®” event for early May. If you have any questions you would like for us to review, please let us know.


We hope you enjoy this week’s edition!

The Lowry Letter® - 4/14/2022

The markets and our office will be closed on Friday in observance of Good Friday. We wish a Happy Easter to all who observe the holiday!

The First Quarter 2022 Market Recap is available here, a concise summary of a turbulent 3 months! For an update on April’s market risk factors, this post has a helpful rundown.

The Lowry Letter® - 4/7/2022

Welcome to the 2nd quarter of the 22nd second year of the 21st Century! March saw the S&P 500 break its 2-month losing streak for returns. Bonds continued to feel the pressure of expected continued rate increases.

Inflation and the war in Ukraine continue to affect markets negatively, though the economy continues to expand. We’ll talk more next week about other economic factors that you are probably hearing about.

The Lowry Letter® - 3/31/2022

We hope you’ll forgive our Spring Break-induced lapse in the Lowry Letter®. We made the most of a quick trip to UT with Joseph III. Arches National Park does not disappoint.

The Lowry Letter® - 3/18/2022

For those of you who missed our webinar last week, the link to the replay is below.

We were reminded this week of the prevalence of identity theft. One of our clients had fraudulent accounts opened at a credit union and an online brokerage. They were alerted of the accounts being opened by confirmation letters that were sent to their home.

It’s a good reminder to pay attention to your mail, including things that seem like run-of-the-mill solicitations. Fortunately, in both cases the fraud departments of the institutions were alerted and (as far as we know) have dealt with the issue.