The Lowry Letter®

The Lowry Letter® - 12/8/2021

The November Market recap is live and available here. Commonwealth’s Sam Millette has some other economic data releases showing a fairly typical mix of data.

Don’t forget about our webinar, 10 Estate Planning Mistakes to Avoid, taking place tomorrow, December 9th, at 5pm ET. 

The Lowry Letter® - 12/1/2021

As promised, we will hold our next educational webinar on December 9 at 5pm, 10 Estate Planning Mistakes to Avoid. You can register here.

Joe Jr and family recently traveled to California to visit Lacy’s family for Thanksgiving. Air travel is not back to normal, although airports are busy. This is especially evident in the airport layover experience. Many restaurants and stores remained closed or have limited menu options. 

The Lowry Letter® - 11/19/2021

Thank you for your responses to our webinar poll. Unfortunately, there is no perfect day, but we plan to hold it on Thursday, December 9th, at 5pm. We will make any materials available after the webinar. To register, visit this link: 10 Estate Planning Mistakes to Avoid.

The Lowry Letter® - 11/10/2021

Joe Jr. was recognized by the Community Foundation of North Central Florida as the 2021 Professional Advisor of the Year*, “recognizing outstanding work in promoting philanthropy.” Both Joes have a passion for education and financial literacy, and a lot of our community involvement has focused on those areas. They produced a nice video for the event.

ALSO, we are planning a webinar of the Top 10 Estate Planning Mistakes for early December, and would like your feedback. If the topic interests you, please visit this 2-question survey to help us find the best date and time.


This award is not specific to financial services and does not imply an endorsement, recommendation, or otherwise reflect the performance of the advisor or any account

The Lowry Letter® - 11/3/2021

Cooler temps in Florida have arrived, and we are grateful. We enter Thanksgiving thankful for your continued confidence and support. We’re also thankful for a year of continued economic growth and positive stock market returns (so far!).

Brad McMillan’s update and market video for this month is available here. Labor demand remains strong (and supply tight) which does restrain some growth. We’ve noticed this in some of our favorite restaurants (like the newly-expanded Blue Highway Pizzeria in the Tioga Town Center) where they have to limit capacity due to limited workers. It has also come up in conversations with builders, where demand significantly outstrips the supply of required labor

The Lowry Letter® - 10/27/2021

October has been National Financial Planning month, and we were recently reminded of an exchange between Alice and the Cheshire Cat, in Alice’s Adventures in Wonderland:

"Would you tell me, please, which way I ought to go from here?"
"That depends a good deal on where you want to get to," said the Cat.
"I don't much care where--" said Alice.
"Then it doesn't matter which way you go," said the Cat.
"-so long as I get SOMEWHERE," Alice added as an explanation.
"Oh, you're sure to do that," said the Cat, "if you only walk long enough."

As we explained on our YouTube channel a few months ago, a fundamental part of financial planning is making sure that you are oriented correctly, to the destination that makes sense for you and your goals. Increasing complexity, in products and information, makes Achieving Simplicity® in your financial lives more valuable than ever.  We’re grateful that we can help orient you in your journey.

The Lowry Letter® - 10/21/2021

At a conference we attended last week, Brad McMillan shared an update on Covid and the economy. Many of the thoughts he shared are available here. The bottom line is that Covid cases continue to improve, but that seasonal issues may lead to another uptick.

Uncertainty stemming from Covid is THE issue for the economy and the markets. Supply chain issues WILL eventually subside, but it seems that as one issue is resolved (ports lacking unloading capacity) another arises (24/7 port operations lead to truck & rail shortages).

We should expect more up-and-down months as consumer demand remains stronger in many areas than suppliers can satisfy. Labor remains a key concern for many.

Concerned holiday shoppers will want to get their lists completed early.

The Lowry Letter® - 10/13/2021

Washington is slowly resolving some of the questions we have been discussing with many of you, involving the debt ceiling, future spending, and the increased taxes that will accompany it. The next few months will provide further clarity and we look forward to it.

We continue to feel confident in the direction of the economy and the importance of sticking to your long-term investment programs. Market volatility will continue, but this is normal and not a reason to deviate.

The Lowry Letter® - 10/6/2021

It’s hard to believe that we are in the 4th quarter of 2021. This is the season of required minimum distributions, charitable contributions, and tax planning. You will receive communication from us on the first item, and we are glad to talk about the second and third with you.

The financial markets were down in September, partly in response to the latest Covid wave. As we left the month, medical data was improving. Brad McMillan has more in this video.

The Lowry Letter® - 9/30/2021

We had a great update from our friend Dru with Guggenheim Investments last Thursday. They see continued economic growth and low recession risk for the foreseeable future. More resources from them are available here.


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