The Lowry Letter®

The Lowry Letter® - 2/9/2022

Remember last week’s letter, when we predicted that the Friday jobs report would be bad? Well, it wasn’t. As Brad McMillan shares, it wasn’t a bad thing to be wrong about. He surmises that companies are paying workers even when in required quarantine, for fear of losing them. Also, stronger gains were seen in service sectors than in good-producers.

The Lowry Letter® - 2/3/2022

Welcome to February - we’re keeping it short and sweet this week!

The Lowry Letter® - 1/27/2022

This week sees more market turbulence. For some perspective on the current situation, Brad McMillan has recent posts that provide clarity.

We often say that your personal economy is even more important than the real economy. In other words, your needs should define your investment proposal, rather than them being designed by external factors. This continues to be true during market corrections and other periods of uncertainty.

The Lowry Letter® - 1/20/2022

Each residential U.S. address can order 4 at-home Covid tests from this address:

Many areas of the United States are seeing potential peaks in the Omicron wave. It seems like everyone you know has either tested positive or has someone in their household who has. Two years into the pandemic, we are more likely to catch Covid though less likely to get very sick (if vaccinated). Testing continues to be a useful tool, and something that should have been easier to do, at home, from the beginning.

The Lowry Letter® - 1/12/2022

This seems to be the week when everyone got Covid-19 (or when everyone you know did). Local schools continue to deal with many absences (student AND teacher) and most people are trying to figure out what the right quarantine protocol is. As we wrote about last week, we will see if the United States follows similar patterns of quickly declining cases seen in other countries.

In the meantime, we do our best to manage. We think this op-ed by philosopher Agnes Callard is worth your time: Covid makes us want to see the future. Too bad we’re not good at it

The Lowry Letter® - 1/6/2022

Happy New Year!

2022 is certainly starting out in an interesting way, with the omicron variant causing significant upheaval for many people. It’s not all bad news, as our first item explains.

The Lowry Letter® - 12/30/2021


Welcome to our last Lowry Letter of 2021! Do you make New Year’s resolutions? Here are some tips for more successful goal-keeping:
  1. Be specific: Don’t just say “get more sleep,” but have a certain target that can be tracked.
  2. Related- take time to plan for success. What action steps are required?
  3. Don’t make too many goals at one time.
  4. Change it up: move on from previously unsuccessful efforts.
  5. Find an accountability partner- need someone to keep you honest? Find someone who can check in.

The Lowry Letter® - 12/21/2021

We will be open but working remotely on Dec 23rd and December 31st. We will be answering the phone and emails as needed. Our office will be closed on December 24th, as will the markets, in observance of the Christmas holiday.

We hope that you have a wonderful Christmas and thought you might enjoy this 2018 oldie from the Joe’s (and Chris).

The Lowry Letter® - 12/16/2021

It is hard to believe that only 2 weeks remain until 2022. We hope you are anticipating a positive end to your year.

Time is almost up for any tax-related actions, so please get in touch if there is anything on your mind. We are glad that we don’t have to divide the year into 2 different tax code periods.

The Lowry Letter® - 12/8/2021

The November Market recap is live and available here. Commonwealth’s Sam Millette has some other economic data releases showing a fairly typical mix of data.

Don’t forget about our webinar, 10 Estate Planning Mistakes to Avoid, taking place tomorrow, December 9th, at 5pm ET.