The Lowry Letter®

The Lowry Letter® - 6/8/2022

It feels like 2022 just started, yet we are almost halfway through the year.

Our monthly market recap is available here. The Cliffs Notes version is that May was not great for the markets generally, with some silver linings showing in the bond market.

The Lowry Letter® - 6/2/2022

Last week saw some relief from the declines that characterized a very rough May for the markets. Here is our periodic reminder that, for long-term investors, maintaining your current allocation is often the correct approach. Changes to your personal circumstances are an exception to this guideline.

This is why periodic meetings are helpful. Sometimes there are issues that we don’t become aware of until we have those discussions. Of course, we are always happy to talk in-between those scheduled intervals, so don’t hesitate to reach out!

The Lowry Letter® - 5/26/2022

This week’s letter is a short one, owing to some business travel for The Joes®. We are seeing encouraging signs of stability in the bond market and will discuss more of that next week.

Do you have any questions you would like us to address? Please send them in and we will cover them.

The Lowry Letter® - 5/19/2022

Investment declines remind us that there are many things that we don’t control about the economy and the markets.

What can we do during challenging times?

  • Continue regular investment into appropriately diversified portfolios.
  • Revisit savings levels to make sure you are taking advantage of reduced asset prices.
  • Remember that long-term goals require patience during the rough patches.

Brad McMillan has a helpful post on the subject here. Now to our regularly scheduled programming

The Lowry Letter® - 5/11/2022

We’re going to pause our normal format and speak about recent market volatility. An important concept is “risk premium.” Formally, it is a measure of excess return that is required by an individual to compensate being subjected to an increased level of risk. In simpler terms, it is what you expect to be paid for taking on investment risk.

The Lowry Letter® - 5/5/2022

Our webinar from last week is available at our YouTube channel. We cover a number of topics and fortunately, the information is still pretty current!

The Lowry Letter® - 4/27/2022

Given the recent volatility in the markets, we decided to schedule a live webinar on Thursday, April 28, at 4pm.

Here is the link to register:

A recording will be made available afterward for those who can’t attend live. Please send any questions to [email protected]

The Lowry Letter® - 4/21/2022

We are planning our next live “Ask the Joes®” event for early May. If you have any questions you would like for us to review, please let us know.


We hope you enjoy this week’s edition!

The Lowry Letter® - 4/14/2022

The markets and our office will be closed on Friday in observance of Good Friday. We wish a Happy Easter to all who observe the holiday!

The First Quarter 2022 Market Recap is available here, a concise summary of a turbulent 3 months! For an update on April’s market risk factors, this post has a helpful rundown.

The Lowry Letter® - 4/7/2022

Welcome to the 2nd quarter of the 22nd second year of the 21st Century! March saw the S&P 500 break its 2-month losing streak for returns. Bonds continued to feel the pressure of expected continued rate increases.

Inflation and the war in Ukraine continue to affect markets negatively, though the economy continues to expand. We’ll talk more next week about other economic factors that you are probably hearing about.