The Lowry Letter®

The Lowry Letter® - 9/15/2020

Finally, please mark your calendars for our next online client event, to be held October 8th. We will discuss investing & elections with commentary from American Funds. We will hold it twice that day, noon and 6pm, to accommodate different schedules. 


More information to follow. 

The Lowry Letter® - 9/8/2020

After a strong August, September has led with a string of declines led by the tech-heavy Nasdaq.


While declines are never enjoyable, they are a normal aspect of the markets and should be expected after the recent positive movement. You can view our August Monthly Market Recap here and read more about the September volatility in this post.

The Lowry Letter® - 9/1/2020

As with all Federal holidays, our office will be closed on Monday in observance of Labor Day. We hope you can find some rest and relaxation during the long weekend!

We are looking forward to the first football game of the season for our alma mater, BYU. The Cougars will play the Naval Academy Midshipmen on Labor Day in front of an empty stadium and with ESPN’s top team announcing.

The Lowry Letter® - 8/27/2020

A few weeks ago, our friend Joni Youngwirth gave a presentation about mindful retirement. For those of you who were able to participate, and those who could not, we’ve attached a template related to her discussion.

Joni presented 6 concepts to consider when thinking about life in retirement. In each of the 6 sections of this template there are a few trigger words that engage one to think about what they want their life to look like. While our short session didn’t cover all of these, they spark contemplation about how prepared you are, as well as some changes you may want to put in place for smoother sailing before and during retirement.

We think even people further away from retirement will benefit from this examination. You can identify, on a scale of 1-10, your satisfaction with each of these areas and use it to identify areas that need more attention. We hope it is helpful!

The Lowry Letter® - 8/20/2020

Our apologies for the two-week gap between Lowry Letters. As many of you prepare for school to begin (in one form or another), our hope is that you find a smooth transition, whether pursuing in-person or remote learning. It is not an easy choice for many.

Although it probably won’t tell you the best way to manage the problem, we hope you enjoy the items in this week’s edition!

The Lowry Letter® - 8/7/2020

As the start of the school year nears for many, we hope that uncertainty about these decisions does not overwhelm you. These experiences will provide valuable opportunities for learning and adaptation and we believe that many young people will be better prepared for the future as a result.

It is as important as ever to take time to care for yourself. We rely on good eating, exercise, prayer and meditation to help us maintain our equilibrium. As the pandemic drags on these simple habits continue to make a big difference.

The Lowry Letter® - 7/31/2020

We had an excellent seminar from Joni Youngwirth and will share a few highlights with you below. Unfortunately, regulations do not permit us to provide replays of the webinar but we hope to have some related materials available to share with you soon.


One memorable question was this: If you didn’t know your age, how old would you say you are?  Do we allow the calendar to determine the activities we participate in?

The Lowry Letter® - 7/15/2020

Please mark your calendars for our July 28th presentation by Joni Youngwirth on Mindful Retirement. We will provide the Zoom link for the 4pm talk by separate email next week. We have known Joni for many years and admire her professional wisdom and personal story. She is a Partner Emeritus of Commonwealth Financial Network and the executive director of the Commonwealth Cares Foundation.

We continue to prefer video conferencing whenever possible for meetings and masks are required when visiting our office, in accordance with local regulations.

The Lowry Letter® - 7/9/2020

We hope that you enjoyed a safe and healthy holiday weekend!

We are planning a Zoom seminar on “Mindful Retirement” with an excellent presenter and friend, Joni Youngwirth. It is hard to find a date and time that will work for everyone but based on feedback we have selected July 28th at 4pm. We will provide highlights of her presentation for those who are unable to attend and will provide more information prior to the talk.

Also, our June Market update is now available at this link and we hope you find the information helpful.

The Lowry Letter® - 7/2/2020

We wish you a Happy Independence Day and hope that you enjoy a safe and peaceful holiday weekend. Continued

Many of you will have received a document called Form CRS in the mail. It does not require any action, but is an explanation of the relationship you have with us and with Commonwealth, who helps to service investment accounts and oversee our activities. We will share a little more about Form CRS next week.