The Lowry Letter® - 2/21/2026

February 21, 2026

This is an interesting item, something worth putting at the top of our Letter: Most people underestimate how long they live by 5-10 years. This can have big implications for retirement planning.

We occasionally see this. Less frequently, clients will want to model scenarios where they live longer than common expectations. Time is one of the most impactful variables in financial planning, and worth some consideration.

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Ask the Joes® (and Cale) returns next week.