The Lowry Letter® - 1/10/2026

January 10, 2026

So far, 2026 has been a relatively mellow time in the markets. Chris Fasciano shares January Market Thoughts here as we look ahead.

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Q: Is there anything we should be doing during the start of the year?
A: Here are three tasks, one that may be essential, one that is very important, and one that is useful:
  • Fourth-quarter (prior-year) estimated tax payment: If you are self-employed or have other fourth-quarter income that requires you to pay quarterly estimated taxes, the payment must be postmarked by January 15. Timely payment ensures that you avoid penalties or interest.
  • Have you adjusted your retirement plan contributions for 2026? Contribution limits have increased for all plans, so make sure you take full advantage!
  • Credit report: You’re entitled to one free credit report per year from each of the three credit reporting agencies: TransUnion, Experian, and Equifax. Reports can be obtained from www.annualcreditreport.com