The Lowry Letter®

The Lowry Letter® - 4/23/2020

This week we are going COVID-free! Here are some interesting items to enjoy and uplift this week.

The Lowry Letter® - 4/17/2020

We read this week that humans “are pattern-seeking, story-telling animals.” As a rule, we don’t like uncertainty. This makes it easy to adopt absolute views on the challenges we face. We want to identify the best way to handle the balance between the disease and the economy, and it is very tempting to adopt a strict view about what must be done. But it isn’t that simple.

The Lowry Letter® - 4/9/2020

Our office will be closed on Friday April 10th, as will the financial markets, in observance of Good Friday. We hope that you have a peaceful weekend!

Keep Your Head Up

A few weeks ago, we visited New Orleans for a conference not expecting the COVID-19 situation to escalate to this point. While there, we listened to a small ensemble at Preservation Hall, a famous jazz venue. The music was great and while we were there, we picked up a small pin that read, “Keep your head up.” We thought that was a great sentiment at the time, and it seems even more appropriate now. There’s even a song.

The Lowry Letter® - 4/1/2020

Welcome to the 2nd Quarter of what has been an unforgettable 2020.


At this time, our direct experience with COVID-19 itself has been limited, for which we are grateful. To our knowledge, no one in our personal acquaintance has been diagnosed and we hope that current measures help that trend continue.

The Lowry Letter® - 3/24/2020

We hope this week’s letter finds you safe and healthy. We are impressed by the way that many Americans have adjusted to the current situation and hope you are finding ways to care for your mental, physical, and spiritual health.


Alachua County is under a stay-at-home order, as are many areas. We remain open as an “essential business” and are available to answer questions and hold phone or video conferences using Zoom. Some of us are working remotely on occasion to manage other responsibilities that have come about or to limit contact according to guidelines.

The Lowry Letter® - 3/20/2020

We continue to be in a fluid and challenging environment. Among the greatest challenges is how difficult it has become to escape- to the movies, away for a weekend trip, or even to a restaurant with friends and family.


It is more important than ever to care for your whole self, physically, mentally, and spiritually.


We continue to maintain normal operating hours. Unless necessary, we recommend holding meetings via video conference or by telephone and are happy to schedule the time to discuss any concerns you may have.


In the event our operations are interrupted, or our phone systems are down, time-sensitive requests can be made by calling Commonwealth at 877-347-1982. Simply mention that you are a client whose advisor is affiliated with Commonwealth.

Special Update

We have some important information to share in this week’s Lowry Letter®. Many times we have expressed the importance of focusing on the things that we can control. This means how much we spend, save, and (for most of us) how long we work. It means building an appropriate reserve and managing debt.

It also means maintaining an investment mix that is appropriate for your goals. This is why we spend time assessing your risk tolerance and capacity, so that your investments are a good match for who you are.

The Lowry Letter® - 3/10/2020

A tumultuous period continues as uncertainty about COVID-19 rules the headlines. Our feelings remain the same as last week and we are happy to discuss this further with any of you.


The February 2020 market commentary is available at this link

The Lowry Letter® - 3/3/2020

We’re going to focus this week on the key issue on many minds- the recent market declines due in large part to the spread of the coronavirus (COVID-19).

The Lowry Letter® - 2/25/2020

We are very happy to congratulate our own Nicole Hadley on her marriage to Brent Cothern! The happy couple was married last Saturday. 

The coronavirus continues to be a leading cause of concern. The long-term effect on the market remains to be seen, and we said a few weeks ago, it is time to pay attention, not panic